I am a Fee-Only financial planner and work with pre-retiree couples to help them successfully transition to a life in retirement secure in the knowledge that they will always be able to afford their chosen lifestyle. I achieve this goal by leveraging my expertise in Social Security and retirement income planning. I am also a certified tax professional and perform "tax-aware" planning to save you money at every opportunity. Tax planning is especially important in retirement as a way to minimize the taxation of retirement account distributions and Social Security benefits, thereby maximizing your spendable retirement income.
Unlike many advisors, I do not lead with solutions. I focus first and foremost on helping you determine what you want to achieve. I then work with you guided by your priorities, not mine, and measure my success by how well you achieve and maintain the life you deserve.
Specialties:
Fee-Only Comprehensive Financial Planning
Dimensional Funds (DFA) Advisor
Passive Investment Management
Retirement Income Planning
Social Security Planning
Insurance Needs Analysis
Education Planning
Tax Planning
Goal Setting
Cash Flow
401k Retirement Plan Consultation (ERISA 3(21) Fiduciary)